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Terms of Use

Effective: 24 August 2026

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These terms govern your use of payrlabs.com. By using the website, you agree to these terms. If you do not agree, please discontinue use.

1. Operator and scope

The website is operated by PayrLabs Softwares Private Limited, 704, Vaidehi, Mithaghar Road, Mulund East, Mumbai 400081, Maharashtra, India. PAYRLABS develops and supports offerings across payments and fintech, HealthNEXAA, and NEXAA EDGE. Separate contracts, enrolment terms or product terms apply where expressly presented and prevail over these website terms for that transaction.

2. Informational website

Website content is general information and an invitation to discuss possible services. It is not a binding proposal, professional advice, medical advice, financial advice or a guarantee that any service, course, partnership or opportunity will be available. Any engagement begins only under a written agreement accepted by authorised parties.

3. NEXAA EDGE outcomes

Programs may support learning, skills, employability and career exploration, but PAYRLABS does not guarantee admission, certification by a third party, employment, placement, promotion, salary, business success or any specific outcome. Program schedules, instructors, curricula, delivery modes, eligibility and fees may change. Applicable enrolment, cancellation and refund terms will be disclosed before a paid registration.

4. Acceptable use

You may use the website for lawful personal or business evaluation. You must not interfere with security or availability; attempt unauthorised access; introduce malicious code; scrape at a disruptive scale; impersonate another person; submit unlawful, deceptive or infringing material; or use website content to misrepresent a relationship with PAYRLABS.

5. Your communications

You are responsible for information you choose to submit and confirm that it is accurate and that you have authority to provide it. Do not submit passwords, payment credentials, medical records or other sensitive data through general enquiry channels. Communications do not create a confidential, fiduciary, employment, partnership or advisory relationship unless a separate written agreement says otherwise.

6. WhatsApp and third-party services

Links to WhatsApp, Gmail, Outlook, HealthNEXAA and other third-party services are provided for convenience. Those services are operated under their own availability, privacy and contractual terms. PAYRLABS does not control their systems and is not responsible for their independent acts or content.

7. Intellectual property

The website, branding, text, design, graphics, software and other materials are owned by or licensed to PAYRLABS and protected by applicable law. You may view and make a reasonable internal copy for evaluating our offerings. No trademark, copyright, source code, database or commercial reuse right is granted unless authorised in writing.

8. Accuracy and availability

We aim to keep information useful and current but do not warrant that all content is complete, error-free or continuously available. We may update, suspend or discontinue website content or functionality without notice. References to third parties do not imply endorsement.

9. Disclaimers and liability

To the extent permitted by law, the website is provided “as available” without implied warranties. PAYRLABS is not liable for indirect, incidental, special or consequential loss arising solely from website use, inability to use the website, reliance on general information, or third-party services. Nothing in these terms excludes liability that cannot lawfully be excluded.

10. Indemnity

You agree to be responsible for reasonable losses arising from your unlawful misuse of the website, violation of these terms, or infringement of another person’s rights, subject to applicable law.

11. Privacy

Our Privacy Notice and Cookie Notice explain how personal data and optional tracking choices are handled.

12. Governing law

These terms are governed by the laws of India. Subject to any mandatory forum available under applicable law, courts in Mumbai, Maharashtra will have jurisdiction. The parties should first attempt good-faith resolution through written communication.

13. Changes and contact

We may revise these terms and will update the effective date. Continued use after publication means the revised terms apply to subsequent use. Questions may be sent through our Contact page.

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